Monday, June 26, 2017

PM Vidya Lakshmi Education Loan and Scholarships for Students Online Registration @

  PM Vidya Lakshmi Education Loan and Scholarships for Students Online Registration @

Know About Vidya Lakshmi Loan

Shri Arun Jaitley, Honourable Union Finance Minister in his budget speech for FY 2015-16 said: "India is one of the youngest nations in the world with more than 54% of the total population below 25 years of age. Our young people have to be both, educated and employable for the jobs of the 21st century. The Prime Minister has explained how Skill India needs to be closely coordinated with Make in India. Yet, today less than 5% of our potential workforce gets formal skill training to be employable and stay employable. With a view to enable all poor and middle class students to pursue higher education of their choice without any constraint of funds, I propose to set up a fully IT based Student Financial Aid Authority to administer and monitor Scholarship as well Educational Loan Schemes, through the Pradhan Mantri Vidya Lakshmi Karyakram. We will ensure that no student misses out on higher education for lack of funds. The IT based mechanism under the Pradhan Mantri Vidya Lakshmi Karyakram is expected to provide to students a single window electronic platform for Scholarships and Educational Loans."


PM Education Loan  ప్రధాన మంత్రి విద్యాలక్ష్మీ ఎడ్యుకేషన్ లోన్.. ఇలా అప్లై చేయండి....

ఆర్థిక పరిస్థితి సరిగా లేని విద్యార్థులకోసం కేంద్రప్రభుత్వం ప్రధానమంత్రి విద్యా లక్ష్మీ ఎడ్యుకేషన్ లోన్ స్కీమ్‌ని ప్రవేశపెట్టింది. ఈ లోన్‌ పొందాలంటే వివరాలు ఏంటో తెలుసుకోండి.....
ప్రధానమంత్రి విద్యా లక్ష్మీ ఎడ్యుకేషన్ లోన్ స్కీమ్ ద్వారా పేద విద్యార్థులకు ఆర్థిక సాయం చేసేందుకు కేంద్రప్రభుత్వం   చర్యలు చేపట్టింది. ఆర్థికస్థోమత తక్కువగా ఉన్నవారు పైచదువులు చదివేందుకు ఈ లోన్ సదుపాయం చక్కగా ఉపయోగ పడుతుంది. ఇందులో 22 వేర్వేరు విద్యారుణాలున్నాయ

లోన్ పొందేందుకు అర్హతలు:
  1. ఇంటర్మీడియెట్ పూర్తి చేసి ఉండాలి.
  2. విద్యార్థులు ఖచ్చితంగా భారతీయులై ఉండాలి.
  3. విద్యార్థుల తల్లీదండ్రులు ఆదాయ సర్టిఫికెట్స్ ఉండాలి.లోన్ ఎలా అప్లై చేయాలంటే...
  4. ముందుగా.. వెబ్‌సైట్‌లో మన పర్సనల్ డీటెయిల్స్ ఫిల్ చేయాలి.
  5. మన డీటెయిల్స్‌ని బట్టి ఎంతవరకూ లోన్ పొందొచ్చో తెలుసుకోవచ్చు.
  6. మన వివరాలు చూసి పరీక్షించిన బ్యాంక్స్ మనం లోన్‌ తీసుకునేందుకు అర్హులో.. కాదో తెలియజేస్తాయి.
  7. ఒకవేళ మనం అర్హులైతే నగదు నేరుగా మనం ఇచ్చిన అకౌంట్‌లో చేరుతుంది. ఒకవేళ మీ అప్లికేషన్ హోల్డ్‌లో ఉంటే.. మన నుంచి బ్యాంక్ అదనపు వివరాలు కోరుతుందని అర్థం.
  8. ఆ సమయంలో ఏమైనా వివరాలు మనం పొందుపరిచామో లేదో ఒకసారి మళ్లీ చెక్ చేసుకోవాలి.
ఈ స్కీమ్‌లో ఆన్‌లైన్ పోర్టల్ కూడిన బ్యాంకులు:
  1. State Bank of India
  2. Industrial Development Bank of India
  3. Bank of India
  4. Canara Bank
  5. Union Bank of India
  6. Corporation Bank
  7. Dena Bank
  8. Punjab National Bank
  9. Punjab and Sindh Bank
  10. Oriental Bank of Commerce
  11. Central Bank of India
  12. Kotak Mahindra Bank
  13. Vijaya Bank
  14. Punjab and Sind Bank
  15. Bank of Baroda
  16. Andhra Bank
  17. Federal Bank
  18. HDFC Bank
  19. ICICI Bank
  20. Axis Bank
  21. UCO Bank
  22. Indian Bank
  23. Bank of Maharashtra
  24. Indian Overseas Bank
  25. RBL Bank
  26. Syndicate Bank
  27. Abhyudaya Co-operative Bank Limited
  28. DNS bank
  29. Karur Vysya Bank
  30. Tamilnad Mercantile Bank Ltd
ఇందులో విద్యార్థులకు ఓ అవకాశాన్ని కల్పిస్తున్నారు. ఒకే సారి మూడు బ్యాంకుల ద్వారా లోన్‌కి అప్లై చేయొచ్చు. అందులో ఏ బ్యాంకులో తక్కు వడ్డీ ఉంటే అందులోనుంచి తీసుకోవచ్చు.

Vidya Lakshmi Education Loans and Scholarships for Students Online registration @
 Vidya Lakshmi Education Loan and Scholarships for Students

Vidya Lakshmi is a first of its kind portal for students seeking Education Loan. This portal has been developed under the guidance of Department of Financial Services, (Ministry of Finance) , Department of Higher Education (Ministry of Human Resource Development) and Indian Banks Association (IBA).The portal has been developed and being maintained by NSDL e-Governance Infrastructure Limited. Students can view, apply and track the education loan applications to banks anytime, anywhere by accessing the portal. The portal also provides linkages to National Scholarship Portal.

 Vidya Lakshmi Education Loan and scholarships for Students

Education is an important asset in the life of any human. In India the rate of literacy is not very good and whoever wants to pursue higher education (either in India or in abroad) may not be able to do so because of lack of money. The Indian government has taken many efforts in promoting higher education the county by launching loans and scheme for the easy of students for taking loans and knowing about other related things.

A – Brief View on Vidya Lakshmi Online Web Portal

The Vidya Lakshmi Loan scheme launched by finance ministry of India on August of 2015, where students from across the nation can able to find education loan schemes provided by all banks of India in one place. The web portal of Vidya Lakshmi provides easy access for applying loans to all banks at one place, and also suggests suitable loan scheme based on the candidates eligible factor.  Apart from providing easiness, the online portal of vidya lakshmi educational and scholarship lays strong initiative for improving literacy rates across the nation. The launch of Vidya Lakshmi Scheme has been a major success among students.

Features and benefits of the Vidya Lakshmi scheme
  1. In this website students can get all the information regarding educational loans, scholarships, and the banks associated with the scheme, etc. One need not got to different sites to know which banks offer education loans and at what interest rate. This portal has it all.
  2. Forms for educational loans are available in this website and one can fill the forms online of different banks. There is a single form for all the associated banks.
  3. The national scholarship portal is linked to this website so that students may apply for government scholarships.
  4. Students can also check the status of their loan application; so, one need not visit the bank for it. It makes the process very convenient for the students.
  5. Any kind of query that may be there can be asked by sending emails to the banks through this website. The site will provide the students with full assistance on educational loan issues.
  6. One the other end banks can also upload their processing status and download applications from the website.
  7. Through this websites students can apply for educational loans in up to 3 banks that are associated with the scheme.
Banks associated with this scheme

In this website you can apply for loan in banks such as IDBI Bank, State Bank of India, Viyaya Bank, Union Bank, Canara Bank, Bank of India, Oriental Bank of Commerce, Punjab National Bank, Dena Bank, Kotak Bank and Corporation Bank.

Registration Process

If a student wants to apply for educational loan under this scheme, then he or she needs to visit the website of the Vidya Lakshmi scheme and then create an account with a login Id and a password. After which the student can fill up the common educational loan application along with all the required details and submit it. With the single you students can apply to 3 banks. The student will be guided throughout the process.


Vidya Lakshmi – the first web-based portal where students can able to attain all information regarding education loans in banks. Vidya lakshmi portal in a place where students can able to apply for loans to all bank at single place, just visit and apply for educational loans.

Following three Simply steps to apply Vidya Lakshmi Loan
First step the applicant register on the Vidya Lakshmi portal.
second step login to Vidya Lakshmi portal and fill-up the Common Education Loan Application Form (CELAF).
Third step applying for loans application in the multiple banks.

Please ensure that the registration details filled in are correct.
Please enter password in required format.
Name- Please enter student name as per 10th class mark sheet or as per the mark sheet attached with your loan application.
Mobile Number- Enter a valid mobile number.
Enter a valid email ID.

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